FREE Tips
Save on Health Insurance

Texas Health Insurance
Individual Medical (TX)

Health insurance for individuals and families in Texas. As an independent agency we offer product lines from the nation's top health insurance providers including HumanaOne and Fortis/Assurant Health.

With the many health plans available it is important to understand how insurance works. First, you should decide on a budget that is comfortable for you. After all, what good is insurance if you can't afford it?

The deductible is a good place to start. Although many assume they want a low-deductible, this is often a trap. By choosing a low-deductible you will in return have a higher premium and may end up paying for something you don't use. We recommend choosing a higher deductible, but one that is comfortable for you.

Co-insurance is the amount that the insurance company will pay after you meet your deductible. 80/20 and 100% plans are the most popular.

Health Savings Accounts (HSA) are an excellent way to save money and receive tax-favorable advantages. Think of it as a savings account for medical coverage. You contribute to the HSA as you like, and based on your yearly contribution, your money grows tax-free when used for qualified medical expenses.

Click this link to receive a FREE health quote, or call (228)875-5545

Many health plans today offer dental discount plans. You can also apply for a separate dental plan that pays benefits. We offer affordable dental plans from many carriers. Instant Dental Care with Huge Savings!

Short-Term Medical or temporary health insurance is available online. To apply online or request an instant quote click here Short-Term Medical

Students faced with the reality of having to get health insurance can apply online. To apply online or request an instant quote for Student Health Insurance click here Student Health Insurance

Licensed in Texas. If you live outside of Texas and would like to receive an instant quote, click this link eHealthInsurance

 
 
 
 
 
 
 
 

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