Legacy Insurance Agency https://legacyinsuranceagency.com/ Protect, Plan and Prosper Wed, 04 Mar 2026 18:56:23 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://legacyinsuranceagency.com/wp-content/uploads/2015/04/Legacy-LifetimeBank-400-e1453402663782-100x100.jpg Legacy Insurance Agency https://legacyinsuranceagency.com/ 32 32 What Is a Multi-Generational Trust? https://legacyinsuranceagency.com/what-is-a-multi-generational-trust/ https://legacyinsuranceagency.com/what-is-a-multi-generational-trust/#respond Wed, 04 Mar 2026 18:49:05 +0000 https://legacyinsuranceagency.com/?p=7583 A multi-generational trust, also known as a dynasty trust, allows families to preserve wealth for future generations. It offers advantages such as reduced estate taxes, asset protection against legal challenges and support for responsible wealth management. Guest Post, first published by Ameritas How do you make wealth last beyond your lifetime? For many families, the answer is a trust, a legal arrangement that allows one person or entity, known as the trustee, to manage assets for the benefit of another person or group, referred to as the beneficiaries. The individual who creates the trust is called the grantor, and they set the rules for how

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]]> https://legacyinsuranceagency.com/what-is-a-multi-generational-trust/feed/ 0 Who Needs Disability Income Insurance? https://legacyinsuranceagency.com/who-needs-disability-income-insurance/ https://legacyinsuranceagency.com/who-needs-disability-income-insurance/#respond Thu, 15 Jan 2026 21:21:04 +0000 https://legacyinsuranceagency.com/?p=7502 Who Needs Disability Insurance? It’s easy to think that we don’t need disability income insurance. But what’s not easy is to think of someone that would be willing to pay you five thousand dollars a month to age sixty five if you became too sick or injured to work. Who Would Pay You? Think about that for a moment. Of everyone you know, who would be willing to pay you five thousand dollars a month if you were unable to work due to an illness or injury? How about you write down three names? Well, how about just two names? It’s not an easy question

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]]> https://legacyinsuranceagency.com/who-needs-disability-income-insurance/feed/ 0 Infinite Banking Savings System https://legacyinsuranceagency.com/infinite-banking-savings-system/ https://legacyinsuranceagency.com/infinite-banking-savings-system/#respond Tue, 11 Nov 2025 01:31:42 +0000 https://legacyinsuranceagency.com/?p=7449 Infinite Banking Savings System How To Save $3,000+/Month with Infinite Banking (Full Breakdown) In this post and video, I’m going to talk about what I call the ultimate financial tool, and a way to systemize your savings, so you can grow your wealth with less risk. It’s not get rich quick. It’s a safe and predictable way to take control of your finances, using the Infinite Banking Concept and good old fashioned, whole life insurance. My mission is simple to help you protect your family and keep more of your money. I’m here to help level the playing field for families and those who seek

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]]> https://legacyinsuranceagency.com/infinite-banking-savings-system/feed/ 0 Family Banking Master Class https://legacyinsuranceagency.com/family-banking-master-class/ Mon, 03 Nov 2025 12:45:00 +0000 https://legacyinsuranceagency.com/?p=3026 Family Banking Master Class – Video Training on Demand DISCOVER How To START A Family Bank and STOP Depending on Banks Forever Learn How Private Family Banking Works Learn how to start your own famiy banking system in this short video masterclass that you can watch instantly, on demand. You’ll learn how to finance your major purchases through your own private financial system, without credit reporting and bank qualifying. Video Training Based On IBC Family banking is a simple way to protect and grow your wealth safely. The Infinite Banking Concept™ (IBC) as detailed in the book, Becoming Your Own Banker™ is simplified and explained in our

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]]> How To Prepare for Risks and Uncertainties with Life Insurance https://legacyinsuranceagency.com/how-to-prepare-for-risks-and-uncertainties-with-life-insurance/ https://legacyinsuranceagency.com/how-to-prepare-for-risks-and-uncertainties-with-life-insurance/#respond Tue, 23 Sep 2025 22:39:28 +0000 https://legacyinsuranceagency.com/?p=7376 How To Prepare for Risks and Uncertainties with Life Insurance You can prepare for life’s uncertainties and risks with life insurance. Additionally, life insurance offers multiple benefits to help address the various challenges we may face throughout our lifetime. Death and Taxes Ben Franklin said that death and taxes were the only certainties in life. And, while those things may be certain, it’s the uncertainty of when and how much that can cause problems. Preparing for life’s uncertainties is imperative. Life insurance serves to provide financial protection for those who rely on your support in unforeseen circumstances. Prepare with Term or Whole Life Insurance Life

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]]> https://legacyinsuranceagency.com/how-to-prepare-for-risks-and-uncertainties-with-life-insurance/feed/ 0 5 Smart Ways to Spend Your Tax Refund https://legacyinsuranceagency.com/tax-refund/ https://legacyinsuranceagency.com/tax-refund/#respond Tue, 29 Apr 2025 19:59:53 +0000 https://legacyinsuranceagency.com/?p=7179 5 Smart Ways to Spend Your Tax Refund Tax Refund – First posted by GuardianLife When you get a big check from the IRS, you might be tempted to treat yourself to a shopping spree, but there are smarter ways to put the money to use. In 2023, 120.9 million people received tax returns from the IRS1 averaging $2,753.2 If you’re fortunate enough to get a refund this year, invest that money in your financial future to get the biggest benefit. Here are five smart ways to put your tax refund to work. 1. Save for retirement If you‘re enrolled in a retirement account through your employer,

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]]> https://legacyinsuranceagency.com/tax-refund/feed/ 0 Retirement Savings https://legacyinsuranceagency.com/retirement-savings/ Tue, 15 Oct 2024 00:49:51 +0000 https://legacyinsuranceagency.com/?p=6975 Considering retirement savings, we must take the time to plan for the future. There are too many risks involved and too much responsibilty to let it happen by chance.

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]]> Best Disability Insurance for Physicians https://legacyinsuranceagency.com/best-disability-insurance-for-physicians/ https://legacyinsuranceagency.com/best-disability-insurance-for-physicians/#respond Wed, 07 Aug 2024 17:40:52 +0000 https://legacyinsuranceagency.com/?p=6817 Disability Insurance Made Especially for Physicians What is the best disability insurance for physicians? While there are many types of long term disability insurance, the best kind will fit your specialty, and is made especially for doctors. Other insurance may pay only if you’re unable to perform the duties of your own occupation, and you’re not working in any other occupation. Still others pay only if you cannot work in any occupation for which you are reasonably qualified. Great News for Physicians! You can apply for disability insurance coverage with a true own-occupation definition of total disability.  Why does the definition of total disability matter?

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]]> https://legacyinsuranceagency.com/best-disability-insurance-for-physicians/feed/ 0 Retirement Income Distribution – How To Retire with More Spendable Income https://legacyinsuranceagency.com/retirement-income-distribution/ https://legacyinsuranceagency.com/retirement-income-distribution/#respond Fri, 21 Jun 2024 17:29:26 +0000 https://legacyinsuranceagency.com/?p=5685 Planning for your retirement income distribution can be tricky. Ultimately, most people want predictable income or cash-flow to cover their expenses during retirement.

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]]> https://legacyinsuranceagency.com/retirement-income-distribution/feed/ 0 Cash Value, Whole Life Insurance for Today https://legacyinsuranceagency.com/cash-value-whole-life-insurance/ https://legacyinsuranceagency.com/cash-value-whole-life-insurance/#respond Fri, 31 May 2024 17:47:47 +0000 https://legacyinsuranceagency.com/?p=6633 Cash value, whole life insurance can provide certainty in an uncertain world. And once in-force, you can start using it today! Whole life insurance offers permanent protection and coordinates with your other assets by providing protection, growth and significant tax benefits. In this short video, Barry Page explains the benefits of cash value, whole life insurance and how you can use it for Infinite Banking. “The fate of the world economy is now totally dependent on the stock market, whose growth is dependent upon about 50 stocks, half of which have never reported any earnings.” Paul Volcker, former Federal Reserve Chairman Real Benefits of Cash Value,

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