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	<title>LTDI Archives - Legacy Insurance Agency</title>
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		<title>Who Needs Disability Income Insurance?</title>
		<link>https://legacyinsuranceagency.com/who-needs-disability-income-insurance/</link>
					<comments>https://legacyinsuranceagency.com/who-needs-disability-income-insurance/#respond</comments>
		
		<dc:creator><![CDATA[Barry Page]]></dc:creator>
		<pubDate>Thu, 15 Jan 2026 21:21:04 +0000</pubDate>
				<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[disability income insurance]]></category>
		<category><![CDATA[LTDI]]></category>
		<category><![CDATA[The case for DI]]></category>
		<guid isPermaLink="false">https://legacyinsuranceagency.com/?p=7502</guid>

					<description><![CDATA[<p>Who Needs Disability Insurance? It&#8217;s easy to think that we don&#8217;t need disability income insurance. But what&#8217;s not easy is to think of someone that would be willing to pay you five thousand dollars a month to age sixty five if you became too sick or injured to work. Who Would Pay You? Think about that for a moment. Of everyone you know, who would be willing to pay you five thousand dollars a month if you were unable to work due to an illness or injury? How about you write down three names? Well, how about just two names? It&#8217;s not an easy question</p>
<p>The post <a href="https://legacyinsuranceagency.com/who-needs-disability-income-insurance/">Who Needs Disability Income Insurance?</a> appeared first on <a href="https://legacyinsuranceagency.com">Legacy Insurance Agency</a>.</p>
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		<title>Why Disability Insurance?</title>
		<link>https://legacyinsuranceagency.com/why-disability-insurance/</link>
		
		<dc:creator><![CDATA[Barry Page]]></dc:creator>
		<pubDate>Wed, 22 Jul 2015 19:31:06 +0000</pubDate>
				<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[DI]]></category>
		<category><![CDATA[disabilities]]></category>
		<category><![CDATA[disability income]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[long term disability]]></category>
		<category><![CDATA[LTDI]]></category>
		<category><![CDATA[short term disabilty]]></category>
		<category><![CDATA[STDI]]></category>
		<guid isPermaLink="false">http://legacyinsuranceagency.com/?p=633</guid>

					<description><![CDATA[<p>Why Disability Insurance (DI)? Why Now? Why Disability Insurance (DI)? DI helps replace your income due to illness or injury. You may think you don&#8217;t need it or can&#8217;t afford it, but the facts say otherwise. Disability Insurance Protects Your Income Financially, owning disability insurance makes sense. You&#8217;ve invested time and money into your career. Why not protect your income? When you own individual DI, you can take it with you when you switch jobs. The sooner you purchase DI, the sooner you can lock in your rates. Rates can increase dramatically as you grow older. Your biological clock is ticking, don&#8217;t delay, get disability</p>
<p>The post <a href="https://legacyinsuranceagency.com/why-disability-insurance/">Why Disability Insurance?</a> appeared first on <a href="https://legacyinsuranceagency.com">Legacy Insurance Agency</a>.</p>
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