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In: Finance, Life Insurance, Permanent Life Insurance, saving, Whole Life Insurance

How To Save More and Create Wealth Why Life Insurance Is The Best Place To Park Money How to save more and create generational wealth using the power of life insurance. Saving money today can be difficult, especially since in recent years artificially low interest rates have punished savers. The economy has also taken a squeeze on income and ordinary people are saving less and being subjected to unnecessary risk. Thus, the lines have been blurred between saving and investing, making it difficult to determine the best place to park money. Saving money and investing money are two entirely different things. They have different purposes, and can result inRead More →

Your Greatest Asset

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In: Disability Insurance, Finance, Financial Planning, Retirement, Retirement Income

Your Greatest Asset

Your ability to earn an income is your greatest asset. If that income is interrupted… even for a brief period… What would happen to your lifestyle?

Most people understand the need to insure themselves from theft, fire and the risk of death… But too often they are leaving an even greater risk totally unprotected, the risk of disability.Read More →

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In: Disability Insurance, Finance, Financial Planning, Life Insurance, Retirement, Taxes, Uncategorized

How To Achieve Your Financial Goals This YearFinancial Planning in 4 Easy Steps Start your year off right and take the necessary steps to achieve your financial goals. You can use the tools, strategies and products that are readily available to help you achieve success with your financial goals. Financial Hurdles The biggest hurdles people seem to have with getting started with their financial planning is knowing what to do and who to trust. There are so many financial products available and so many voices that it’s easy to get overwhelmed and do nothing. So, you have to start with dialog, talking about your financial concerns and goals. It’sRead More →

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In: Austrian Economics, debt, Finance, Infinite Banking, Taxes

Socialism vs Capitalism Socialism vs Capitalism. These are opposing schools of thought in economics. Essentially socialists believe in big government and capitalists believe in free enterprise. The remainder of this blog was written by Austrian Economists, Carlos Lara and Bob Murphy. Excerpted from the Lara-Murphy Report 5 LMR NOVEMBER 2015 by Carlos Lara and Bob Murphy If there was one thing we could say with regards to socialism that would cause people to rethink socialism’s entire ideology and reject it, we would point to its inability to calculate or appraise anything. It has no means for testing. Without this one ingredient in the fabric of society howRead More →

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In: debt, Finance, Financial Planning, Retirement

Myra Roth Wants Your Money Promises Tax Benefits and Safety Myra Roth, the government’s new retirement account, launched nationwide this past Wednesday. myRA is her given name and she wants you to invest your hard earned money with her. She is of no kin to Ira or Betsy, and I do have my suspicions about her. Disclaimer: This blog was written with satire and is not intended as investment or tax advice. As I write this blog, our country is celebrating Veteran’s Day, and we are broke. A great number of the population are retired and/or unemployed. So, I find it ironic that our government suddenlyRead More →

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In: Finance, Inflation, leverage, Life Insurance, Money Solutions, Permanent Life Insurance, Retirement, Retirement Income, Taxes, Uncategorized, Whole Life Insurance

Truths About Whole Life Insurance Truth is In. Myths are Out. These truths about whole life insurance may seem to be obvious, but it is human nature to have conflicted feelings about those things we would prefer not to face or act upon. No one likes to consider the possibility of their dying — and of course, there’s no requirement that people own life insurance. Most buy it because they “love someone” or “owe someone.” Understanding the truths we’ve explored here can help you assess your needs and make more objective and informed decisions about the life insurance you purchase — for the long-term protection ofRead More →

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In: Finance, Long Term Care Insurance, Retirement

What You Need to Know About Long Term Care Understanding LTCI and Why It’s Important Long term care refers to medical services and personal care needed to assist individuals who have lost their ability to function independently. Long-term care insurance can help cover costs associated with providing care that is not covered by health insurance, Medicare or Medicaid. Owning long term care insurance can protect you from depleting your assets during retirement and unnecessary wealth transfers. A recent survey found that Americans continue to misperceive the cost and risk of needing long-term care, said the SCAN Foundation. The SCAN Foundation promotes aging with dignity and independence. And,Read More →

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In: Finance, Financial Planning, Life Insurance, Money Solutions, Permanent Life Insurance, Retirement, Retirement Income, Taxes

7 Benefits of Owning Life Insurance How To Enjoy the Benefits of Life Insurance While You’re Alive Owning life insurance provides benefits not found in other financial products, and is often the key component in a financial plan. Life Insurance is a very unique and flexible financial planning tool that can help you and your family achieve real financial independence. While there are many benefits to owning life insurance, I’m going to focus on 7. These benefits can be utilized by anyone owing permanent life insurance. 7 Benefits of Owning Life Insurance 1. Life insurance is predictable and sound. 2. Life insurance can be customizedRead More →