Infinite Banking

Infinite Banking is a predictable way to create financial freedom using your own personal capital. By practicing the Infinite Banking Concept™ you can grow your family’s wealth safely and predictably without traditional banks or government retirement plans.

Learn how to finance your major purchases through your own “bank” without depending on traditional banks and financial institutions thus eliminating the need for credit reporting.

DISCOVER The Infinite Banking Concept™

Discover the power of the Infinite Banking Concept™ and learn the secrets of Becoming Your Own Banker™ to create your own personal system for finance.

“Banking is the most important business in the world”.
~R. Nelson Nash

Meet with an Infinite Banking Concepts™ Professional

Get Started!

Do you have what it takes to Become Your Own Banker?

Take the Banking Quiz

How to become your own banker with IBC:

Create your own banking system using dividend-paying, permanent life insurance
Use available savings and cash flow to build your own “bank”
Capitalize and establishing your plan
Use the method to finance your automobile purchases and even to finance your home
Expand your system to accommodate all income through a system of banks to increase your personal wealth
A business can use the concept for cash-flow and equipment financing

The possibilities are infinite!

The Infinite Banking Concept™ (IBC) as outlined in the book, Becoming Your Own Banker™, reveals the truth behind the most important business in the world – banking. It provides you with foundational, financial wisdom that will help you understand personal finance like never before.

IBC allows you to get multiple uses of your dollars. With IBC, your dollars provide protection, savings and financing options.

The Problem

We spend money on items that we purchase, either by paying cash, or by financing. The problem is that all these items are financed by other banking institutions.

This means that the interest portion of every dollar spent is perpetual. The volume of interest is the real issue, not the annual percent rates.

The average American family spends about 30% of their income on interest and fees. Compare that to the savings rate of most Americans of about 5% and you can see the discrepancy.

When you think about how you should save, you have to consider many factors, these factors may span a lifetime or they may be for a short period of time. Even if your reason for saving is short term, eventually you’ll have a need to save again.

Ultimately we save in order to spend in the future. When you access the saved money you interrupt the compounding.

Why not use a savings vehicle that allows for uninterrupted compounding? Uninterrupted compounding means that your money is available and liquid, yet it continues to grow even while being used.

IBC works through a custom designed, dividend paying, participating whole life insurance policy from a mutual life insurance company.

These custom designed policies function like a bank…

Allowing you to make deposits (premiums) and loans
Giving you access to capital at any time for any reason
Providing liquidity, use, and control of your money
Earning a predictable return over time

Ready to get started with Infinite Banking?

Meet with an IBC™ Professional.
Click this link: IBC Meeting

“The Infinite Banking Concept is not a bank; it is a thought process that represents a major paradigm shift.”
~Nelson Nash