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Legacy Insurance Agency

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Financial Planning

Who Needs Disability Income Insurance?

Who Needs Disability Income Insurance?

2026-01-15
By: Barry Page
On: January 15, 2026
In: Disability Insurance, Financial Planning

Who Needs Disability Insurance? It’s easy to think that we don’t need disability income insurance. But what’s not easy is to think of someone that would be willing to pay you five thousand dollars a month to age sixty five if you became too sick or injured to work. Who Would Pay You? Think about that for a moment. Of everyone you know, who would be willing to pay you five thousand dollars a month if you were unable to work due to an illness or injury? How about you write down three names? Well, how about just two names? It’s not an easy questionRead More →

Family Bank

Family Banking Master Class

2025-11-03
By: Barry Page
On: November 3, 2025
In: Bank On Yourself, debt, Finance, Financial Independence, Financial Planning, Financial Strategy, Infinite Banking, saving

Family Banking Master Class – Video Training on Demand DISCOVER How To START A Family Bank and STOP Depending on Banks Forever Learn How Private Family Banking Works Learn how to start your own famiy banking system in this short video masterclass that you can watch instantly, on demand. You’ll learn how to finance your major purchases through your own private financial system, without credit reporting and bank qualifying. Video Training Based On IBC Family banking is a simple way to protect and grow your wealth safely. The Infinite Banking Concept™ (IBC) as detailed in the book, Becoming Your Own Banker™ is simplified and explained in ourRead More →

Prepare for Risks

How To Prepare for Risks and Uncertainties with Life Insurance

2025-09-23
By: Barry Page
On: September 23, 2025
In: Finance, Financial Planning, Life Insurance

How To Prepare for Risks and Uncertainties with Life Insurance You can prepare for life’s uncertainties and risks with life insurance. Additionally, life insurance offers multiple benefits to help address the various challenges we may face throughout our lifetime. Death and Taxes Ben Franklin said that death and taxes were the only certainties in life. And, while those things may be certain, it’s the uncertainty of when and how much that can cause problems. Preparing for life’s uncertainties is imperative. Life insurance serves to provide financial protection for those who rely on your support in unforeseen circumstances. Prepare with Term or Whole Life Insurance LifeRead More →

retirement savings

Retirement Savings

2024-10-15
By: Barry Page
On: October 15, 2024
In: Financial Planning, Life Insurance, Retirement, Retirement Income, Retirement Plan, saving, Taxes, Whole Life Insurance

Considering retirement savings, we must take the time to plan for the future. There are too many risks involved and too much responsibilty to let it happen by chance.Read More →

Cash Value, Whole Life Insurance for Today

2024-05-31
By: Barry Page
On: May 31, 2024
In: Financial Planning, Infinite Banking, Whole Life Insurance

Cash value, whole life insurance can provide certainty in an uncertain world. And once in-force, you can start using it today! Whole life insurance offers permanent protection and coordinates with your other assets by providing protection, growth and significant tax benefits. In this short video, Barry Page explains the benefits of cash value, whole life insurance and how you can use it for Infinite Banking. “The fate of the world economy is now totally dependent on the stock market, whose growth is dependent upon about 50 stocks, half of which have never reported any earnings.” Paul Volcker, former Federal Reserve Chairman Real Benefits of Cash Value,Read More →

disability risks agent

Risks of Disability

2023-11-30
By: Barry Page
On: November 30, 2023
In: Disability Insurance, Finance, Financial Planning

The Risks of Disability

What are the risks of becoming disabled? Disability happens to more people, more often than you may think, and it lasts
longer too.Read More →

home mortgage

Mortgages and Wealth Transfers

2023-01-17
By: Legacy
On: January 17, 2023
In: debt, Finance, Financial Strategy, Inflation, interest, mortgage, Taxes

Home Mortgages and Wealth Transfers originally posted from MoneyTrax and Don Blanton

Mortages

We are of the opinion that everyone should have their home paid off and paid off as fast as possible—but choosing the right loan to accomplish that can be confusing.Read More →

financial planning

New Year, New Financial Plan

2023-01-10
By: Barry Page
On: January 10, 2023
In: Finance, Financial Planning

The new year gives us the opportunity review our current plans and if necessary, implement a new financial plan.

For families and business owners, having an effective financial plan can allow you to establish goals and track your progress. Furthermore, implementing this plan doesn’t have to be hard or complicated.Read More →

business-plan

Business Exit Plan – Continuation Strategies for Business Owners

2022-08-30
By: Barry Page
On: August 30, 2022
In: Finance, Financial Planning, Financial Strategy

With any business, an exit plan or continuation strategy can make all the difference. How to make choices for the future of your business.Read More →

Retirement Ready

Retirement Ready or Not?

2021-01-18
By: Barry Page
On: January 18, 2021
In: Finance, Financial Planning, Retirement, Retirement Income, Retirement Plan

Retirement – Ready or Not? Are You Prepared for Retirement? Watch this video, schedule a consultaton to determine your retirement readiness.Read More →

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Writing On the Wall

"The current fiscal policy is unsustainable. We are heading to a future where we'll have to double federal taxes or cut federal spending by 60%." David Walker, Comptroller General of the United States "The fate of the world economy is now totally dependent on the stock market, whose growth is dependent upon about 50 stocks, half of which have never reported any earnings." Paul Volcker, 1999, former Federal Reserve Chairman "My friends, there is good news and bad news. The good news is that the full faith and credit of the FDIC and the U.S. Government stand behind your money in your bank. The bad news for you, my fellow taxpayers, is you stand behind the U.S. Government." L. William Seidman, former head of the Federal Deposit Insurance Corp. (FDIC) "In coming decades, many forces will shape our economy and our society, but in all likelihood no single factor will have as pervasive an effect as the aging of our population." Ben S. Bernanke, Chairman of the Federal Reserve System "Because the Social Security trust fund does not consist of real economic assets, we are left to rely on the federal government's future decisions to either raise taxes, reduce spending or increase borrowing from the public to finance fully Social Security's promised benefits." Paul O'Neill, former Treasury Secretary "As a nation we have already made promises that we will be unable to fulfill." Alan Greenspan, former Chairman of the Board of Governors of the Federal Reserve System

Readers asked…

How can life insurance help during retirement?

“Life insurance is a private contract between the owner and an insurance company. In exchange for a payment, the insurance company is legally obligated to provide you with benefits pursuant to the contract. Specifically, these benefits can be utilized to pay expenses for long term care, as a hedge against inflation, and as a regular, predictable, and reliable income stream for life.

It’s basically a private contract that allows you to have your dollars work harder.

The primary reason people buy life insurance is to protect their loved ones from loss, however perhaps it’s best kept secret is that it can be used to provide a steady, tax-free stream of income during retirement.

There are various types of life insurance: term, permanent, universal, variable and index. Each has its own benefits, and should be configured to fit your goals.”
~Barry Page

Contact Information

Legacy Insurance Agency, PLLC
2600 Government St
Ocean Springs, MS 39564
(228) 875-5545 phone

www.legacyinsuranceagency.com 

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