Retirement Risk
Retirement risk can threaten retirement and reduce income. Learn how to avoid running out of money during retirement and find opportunity by being liquid.Read More →
Retirement risk can threaten retirement and reduce income. Learn how to avoid running out of money during retirement and find opportunity by being liquid.Read More →
Asset Allocation MixRisk – Taxation – Accessibility Establishing an appropriate asset allocation mix might sound confusing, but it doesn’t have to be. If you live in or have visited a big city, you’ve probably run into street vendors—people who sell everything from hot dogs to umbrellas in carts—on the streets and sidewalks. Many of these entrepreneurs sell completely unrelated products, such as coffee and ice cream. At first glance, this approach seems a bit odd, but it turns out to be quite clever. When the weather is cold, it’s easier to sell hot cups of coffee. When the weather is hot, it’s easier to sellRead More →
8 Scary Truths About Your Qualified Plan 401k/IRA Retirement Account 8 Scary Truths About Your Qualified Plan 401k that your employer’s not telling you. What you need to know about your 401k and IRA What you need to know about your 401k before you contribute another dime. If you are pondering the thought of contributing more than your match to your 401k or whether or not to make an end of year contribution to your IRA, THINK AGAIN! Before you put another dime into your 401k, 403b, TSP, SEP or other IRA you need to know what the government and your employer aren’t telling you.Read More →
May is Disability Insurance Awareness Month every year. Disability insurance is the most overlooked of all of the major types of insurance.Read More →
5 Steps to Financial IndependenceHow To Create Wealth and Freedom Financial independence is truly that, freedom to do what you want on your schedule without depending on the banks or government. But, what if everything you’ve been taught about money and finance wasn’t true? That’s a bold statement, but when you realize that the deck is stacked in favor of the banking system and the government, you can start to understand. If What You Thought to Be True Turned Out Not To Be How you create and store your wealth is your decision. Unfortunately, we’ve been told since birth to… So, our decisions on howRead More →
Your Greatest Asset
Your ability to earn an income is your greatest asset. If that income is interrupted… even for a brief period… What would happen to your lifestyle?
Most people understand the need to insure themselves from theft, fire and the risk of death… But too often they are leaving an even greater risk totally unprotected, the risk of disability.Read More →
Overcoming  Market Risk and Volatility Are You Comfortable with Risk? Market risk and volatility can sometimes cause a phobia or even worse… Are you comfortable with risk? Perhaps you have developed risk-a-phobia to investing, or the reluctancy to invest in yourself because of market losses and fear. There is a cure, and we have the prescription for retirement to help you overcome the fear and volatility of the unknown. Permanent life insurance and annuities provide the perfect combination to help you guarantee that what you want to happen will happen. With these tried and true financial products, you can rest assured knowing that you and your familyRead More →
How To Achieve Your Financial Goals This YearFinancial Planning in 4 Easy Steps Start your year off right and take the necessary steps to achieve your financial goals. You can use the tools, strategies and products that are readily available to help you achieve success with your financial goals. Financial Hurdles The biggest hurdles people seem to have with getting started with their financial planning is knowing what to do and who to trust. There are so many financial products available and so many voices that it’s easy to get overwhelmed and do nothing. So, you have to start with dialog, talking about your financial concerns and goals. It’sRead More →
Myra Roth Wants Your Money Myra Roth, the government’s new retirement account, has launched nationwide. myRA is her given name and she wants you to invest your hard earned money with her. She is of no kin to Ira or Betsy, and I do have my suspicions about her. Disclaimer: This blog was written with satire and is not intended as investment or tax advice. Myra Promises Tax Benefits and Safety Our country is rebounding, but in a nutshell, we are broke. A great number of the population are retired and/or unemployed. So, I find it ironic that our government suddenly finds itself in a positionRead More →
How To Find Financial Peace of Mind You can have financial peace of mind by getting the Big Banks out of your business and focusing on building your own private reserve and financial system. Over the past month the U.S. equity market has flirted in and out of “correction” territory, at times being down more than 10%. Is the worst to come? No one has a crystal ball, as humans are inherently unpredictable. But if the 2008 crash is any guide, there may be a string of “corrections” to come: As the second of the charts indicates, before the 2008 crash the S&P 500 peaked wayRead More →
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