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In: debt, Finance, Financial Planning, Retirement

Myra Roth Wants Your Money Myra Roth, the government’s new retirement account, has launched nationwide. myRA is her given name and she wants you to invest your hard earned money with her. She is of no kin to Ira or Betsy, and I do have my suspicions about her. Disclaimer: This blog was written with satire and is not intended as investment or tax advice. Myra Promises Tax Benefits and Safety Our country is rebounding, but in a nutshell, we are broke. A great number of the population are retired and/or unemployed. So, I find it ironic that our government suddenly finds itself in a positionRead More →

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In: Finance, Inflation, leverage, Life Insurance, Money Solutions, Permanent Life Insurance, Retirement, Retirement Income, Taxes, Uncategorized, Whole Life Insurance

Truths About Whole Life Insurance Truth is In. Myths are Out. These truths about whole life insurance may seem to be obvious, but it is human nature to have conflicted feelings about those things we would prefer not to face or act upon. No one likes to consider the possibility of their dying — and of course, there’s no requirement that people own life insurance. Most buy it because they “love someone” or “owe someone.” Understanding the truths we’ve explored here can help you assess your needs and make more objective and informed decisions about the life insurance you purchase — for the long-term protection ofRead More →

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In: Finance, Long Term Care Insurance, Retirement

What You Need to Know About Long Term Care Understanding LTCI and Why It’s Important Long term care refers to medical services and personal care needed to assist individuals who have lost their ability to function independently. Long-term care insurance can help cover costs associated with providing care that is not covered by health insurance, Medicare or Medicaid. Owning long term care insurance can protect you from depleting your assets during retirement and unnecessary wealth transfers. A recent survey found that Americans continue to misperceive the cost and risk of needing long-term care, said the SCAN Foundation. The SCAN Foundation promotes aging with dignity and independence. And,Read More →

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In: Finance, Financial Planning, Life Insurance, Money Solutions, Permanent Life Insurance, Retirement, Retirement Income, Taxes

7 Benefits of Owning Life InsuranceHow To Enjoy the Benefits of Life Insurance While You’re Alive While there are many benefits to owning life insurance, I’m going to focus on 7 that you can enjoy while you’re alive. These benefits can be utilized by anyone owning permanent life insurance. Owning life insurance provides benefits not found in other financial products, and is often the key component in a financial plan. Life Insurance is a very unique and flexible financial planning tool that can help you and your family achieve real financial independence. Life insurance is not about death, but about living and adding value toRead More →

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In: leverage, Life Insurance, Permanent Life Insurance, Retirement, Retirement Income, Whole Life Insurance

5 Reasons To Own Life Insurance During RetirementHow To Maximize Your Income When You Retire Owning life insurance during retirement can make your life happier and more productive. Life insurance provides protection for your family and loved ones while allowing you to meet your financial goals, and during retirement that becomes even more important. Here Are 5 Reasons To Own Life Insurance During Retirement 1. Life Expectancy – Life insurance protects your family if you die too soon. Do you realize that 70% of all Baby Boomer women (born between 1946-1964) will outlive theirhusbands? Not only do women outlive their husbands, they tend to marry men older than them.Read More →