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In: Finance, Financial Planning, Retirement, Taxes

Asset Allocation MixRisk – Taxation – Accessibility Establishing an appropriate asset allocation mix might sound confusing, but it doesn’t have to be. If you live in or have visited a big city, you’ve probably run into street vendors—people who sell everything from hot dogs to umbrellas in carts—on the streets and sidewalks. Many of these entrepreneurs sell completely unrelated products, such as coffee and ice cream. At first glance, this approach seems a bit odd, but it turns out to be quite clever. When the weather is cold, it’s easier to sell hot cups of coffee. When the weather is hot, it’s easier to sellRead More →

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In: Bank On Yourself, Finance, Financial Independence, interest, leverage, Retirement, saving, Taxes

Stock Market High Buy or Sell? The stock markets are at an all time high! Should you buy or sell? Many believe the markets are literally on edge… What is causing the stock market madness? The excitement associated with stock market rallies is perpetuated by the media’s enthusiasm. And, though they have been on the sidelines since the Presidential election, now they can’t seem to get enough of this current run. Recently CNN/Money reported “No worries on Wall Street” insinuating that fear and greed were responsible for the run. But, others are running scared, stating that a meltdown is imminent. Last month the Census Bureau releasedRead More →

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In: Bank On Yourself, Finance, Financial Independence, Inflation, Money Solutions, Retirement, Retirement Income, saving, Taxes

The Great 401k Myth Six Reasons Why The 401(k) May Not Be in Your Best Interest The great 401k myth has been perpetuated over the last 30+ years from good intending radio entertainers to trusted advisors. Unfortunately this utopian, politically motivated, economic view of your financial future originates from the government and big banks, and the 401k myth has been propagated to the point of epic proportions. “Myths which are believed in tend to become true.” ~George Orwell What makes the 401k myth so destructive is that it is based on a scarcity mindset and it is being perpetuated from generation to generation. When weRead More →

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In: Financial Independence, Inflation, Taxes, Uncategorized

Declare Independence Declare independence by taking control of your freedoms and finances. Our Independence Day, more commonly known as the 4th of July, is when we commemorate the United States adopting the Declaration of Independence and when we declared our independence from the Kingdom of Great Britain. Traditionally, Independence Day is associated with fireworks, BBQ’s and family. As we celebrate our Independence Day, let’s remember what our independence really means… The colonists rebelled against the British Crown and taxation. Today, some 241 years later, our country faces a similar situation that would have our founding fathers rolling in their graves. Our federal government is destroying ourRead More →

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In: Austrian Economics, debt, Inflation, interest, Taxes

Government Default or Raise The Debt Ceiling? Will the government default or raise the debt ceiling again? The U.S. Treasury Department is now calling on Congress to raise the debt ceiling once again to prevent a government default. Officially, the current United States debt ceiling expired on March 15th, 2017. The following day, the outstanding debt of the United States was at the statutory debt limit. This means that lawmakers must now decide how to address the nation’s fiscal problems or face government default. Treasury Secretary, Steven Mnuchin, recently sent a letter to House Speaker, Paul Ryan, on March 8 urging Congress to raise the debtRead More →

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In: Finance, Financial Independence, Financial Planning, Infinite Banking, interest, Life Insurance, Retirement, Retirement Income, saving, Taxes, Whole Life Insurance

5 Steps to Financial IndependenceHow To Create Wealth and Freedom Financial independence is truly that, freedom to do what you want on your schedule without depending on the banks or government. But, what if everything you’ve been taught about money and finance wasn’t true? That’s a bold statement, but when you realize that the deck is stacked in favor of the banking system and the government, you can start to understand. If What You Thought to Be True Turned Out Not To Be How you create and store your wealth is your decision. Unfortunately, we’ve been told since birth to… So, our decisions on howRead More →

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In: College Funding, College Planning, Life Insurance, Money Solutions, Permanent Life Insurance, Taxes, Uncategorized, Whole Life Insurance

College Tuition Costs How To Pay for College College tuition costs are growing at a significant rate. Paying for a child’s or grandchild’s college education tomorrow requires forward thinking and planning today. Keep reading and learn how to pay for college in the most effective way. In the past five years, the average inflation-adjusted cost of tuition and fees has risen by 27% at public four-year colleges and 14% at four-year private colleges. This has left the average yearly cost for a private four-year college at $30,094.1 How should parents or grandparents save for tomorrow? Let’s examine two ways these adults can save for a child’sRead More →