Retirement Planning
We offer Alternatives to Individual Retirement Accounts (IRA)
and other IRS Qualified Plans
Plan your own retirement, without government plans, and bank rules, so you can enjoy financial freedom.
Meet with us and learn how to retire with more spendable income and less risk than traditional retirement plans.
In one short meeting you can learn how to secure your retirement and create tax-exempt income for the rest of your life. We’ll help you develop a safe, predictable solution for living and retiring with peace of mind.
Follow this link to schedule your no-cost financial consultation.
Retirement Planning Made Simple
If you are the analytical type or want to understand the numbers we can help you. Legacy Insurance Agency uses specialized retirement planning software and analysis tools to provide you with the most current and comprehensive learning experience.
However, in most cases we can build your plan on a notepad, retirement planning doesn’t have to be complicated, we keep it real simple.
Ironically, the industry standard Monte Carlo simulations prove that traditional financial planning can fail, forcing distributions of 4% taxable income. Our plans offer you security and more predictable tax-free income with less worries.
Types of Retirement Plans
There are many types of retirement plans. But, owning a retirement plan does not necessarily mean a qualified plan as dictated by the IRS (e.g. IRA, SEP, 401k, 403b, etc).
The problem with conventional retirement plans is, they can fail when you need them most, leaving you vulnerable to uncertainty and risks.
While the general consensus of Qualified Plans (401k, 403b, TSP, SEP or IRA), is that they save taxes; they don’t.
Qualified Plans do 2 things:
- They defer the tax (postpone)
- They defer the tax calculation (uncertain)
Currently, tax rates are near all time lows. Given the government debt and their spending habits, you may want to ask yourself these questions when it comes to your retirement plan.
- Do you think taxes will go up or down in the future?
- Do you want to have a similar lifestyle during retirement as today?
- Are you comfortable having your life’s savings in a plan like that?
Alternatives to Individual Retirement Accounts (IRA) and IRS Qualified Plans
Explore your alternatives and discover the tax benefits available to you with an alternative IRA retirement plan.
In our meeting you’ll learn how to create a retirement plan that is free of government regulation, where you can experience benefits far beyond any of those “promised” with IRS qualified plans.
Safe and Predictable Strategy
Develop a safe and predictable strategy for retirement without risking your nest egg or your health. You can benefit from the tax advantages offered by these strategies that have been around much longer than the income tax code.
These tax benefits are not offered with other financial products like CD’s, mutual funds or stocks, and they allow more flexibility than traditional retirement accounts.
Do it yourself planning or turning your money over to someone else blindly can cost you dearly.
We will work with you personally to custom build the plan you desire. And, help you maximize your income during retirement, while minimizing your risk, tax liability and wealth transfers.
Our clients have been able to significantly increase their protection, decrease their risks and substantially increase their spendable income at retirement.
When it comes to retirement, the bottom line is cash-flow, and specifically tax-free income.
Retirement Planning Consultation
If what you thought to be true about your retirement plan turned out not to be true, wouldn’t you want to know?
Discover what you’ve been missing with a complimentary financial review and consultation.
Get started today, follow this link to schedule your financial consultation.
Where? In person or at your home or office. You can attend a meeting using your computer (saves time and travel expenses).
When? At your convenience, online or in-person. Meet with us weekdays, during normal business hours.
How Much? Our initial consultations and reviews are completely free of charge!